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Money & Calculators
Free online tool
Estimate PPF growth from contributions, assumed interest and the investment period.
Calculator results are estimates. Check important financial, tax or market figures against the relevant current official source or professional advice.
Tool workspace
Enter the values you want to calculate, then review the estimate below.
Understanding long-term contribution scenarios and comparing different annual contribution levels.
Check the current official PPF rules and rate before making a financial decision.
Rates and account rules are subject to the applicable government framework and can change.
How to use it
Use the controls above, check the result, then copy or download it when available.
No. The applicable rate is set under the relevant government rules and can change over time.
Use this tool whenever you need: Understanding long-term contribution scenarios and comparing different annual contribution levels. It offers a fast, client-side workflow without sign-ups, installation or complex software.
Yes. All processing executes locally in your browser using client-side JavaScript. Your inputs, files and calculations remain private and are never uploaded to our servers.
Check the current official PPF rules and rate before making a financial decision. Important note: Rates and account rules are subject to the applicable government framework and can change.
Related
Money utility
Estimate how regular contributions could grow over time.
1. Investment details
Monthly contribution can be up to ₹12,500, equivalent to the ₹1.5 lakh annual PPF deposit limit.
Quick contribution
Tap to use
2. Your result
Projected balance
₹40,20,301
After 15 years, based on the inputs above.
Total contribution
₹22,50,000
Estimated interest
₹17,70,301
Quick context
Annual contribution: capped at ₹1.5 lakh in this estimate.
Default rate: 7.1%, which you can adjust when the applicable rate changes.
Planning estimate only. PPF allows up to ₹1.5 lakh of deposits in a financial year and has a 15-year base maturity, with extension options. This calculator models regular monthly contributions with monthly compounding for simplicity; actual PPF interest is calculated under the scheme rules and credited annually. Interest rates can change, so verify the applicable rate before investing.